Broker Check

Want to be Smarter With Your Money?

Join our mailing list and get news and info to support your financial goals.



Thank you! Oops!
Diligence

Diligence

January 24, 2022
Share |

I have a confession to make: I have a weakness, … As a financial professional, you might not want me making confessions. But, don’t worry, my confession is not related to investing, rather I have a time management struggle. Like any person that has a weakness, I have had to address the problem straight on. I found that I needed to engage tools to solve/learn/manage/conquer the problem: a careful managed calendar. I have my calendar open at all times on my desktop pc, and on the first page of my phones home screen. I also set reminders to “pop-up” in case I am not paying attention to the clock. I use every available tactic I can. 

Diligence is an unpleasant word. It creates demands on us that, I think, as humans we fight against. In fact the dictionary offers this: “constant and earnest effort to accomplish what is undertaken; persistent exertion of body or mind.” My problem, time management, must be addressed with a constant and persistent effort to create calendar events for almost all business day activities. But, by actively working at this, I am better equipt to handle my time: outcome; I can get more done. 

Any one part of personal finances is the same. A conversation with one person noted that an HSA option was available from an employer, but it was never taken. Another conversation revealed that their social security report was not up to date, time on the SSA website would clear up this concern. Yet another revealed that basic budget tracking was lacking, and they were not able to capitalize on saving due to a failure to know the total of their financial picture. 

A wise man once said: “Be sure you know the condition of your flocks, give careful attention to your herds; for riches do not endure forever, and a crown is not secure for all generations.” (Solomon, Proverbs 27:23-24). The simple truth is; he was stating the obvious. If you don’t keep track of the sheep, no one else will.

As a financial professional I want what is best for my clients. I work to provide tools and information for their success. If you have not maximized your employer benefits, social security, or budget, these are just a few ways we seek to help you. The outcome: you have a better understanding of your “financial house” and can make more informed decisions regarding your future. Give me a call, I would be glad to talk through your situation, and help you make the most of your planning.